Are parents self-centered?

I buy insurance for myself mainly for the sake of its actual purpose-insurance against unforeseen. But when I buy insurance and gift it to others, I do it as an investment the gift receiver can fall back on.

I mean I don’t foresee anything untoward to happen to others. Isn’t that so when you buy child insurance for your brother’s or sister’s child? You wish that child well and make a small gift that will rise in value when the child begins to blossom into an adult.

To my knowledge child insurance concept is still to create the desired the awareness on parents and adults. Most are still self-centered.

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